Joint Names to Sole Name

Once you have instructed us we will request from the Land Registry an Official Copy of Register of Title which will assist us in preparing the necessary Transfer.

The Transfer will be need to be signed by both owners in the presence of independent witnesses.

If there is a mortgage over the property you will need to write to your Lender and explain the circumstances. The Lender may refuse to remove an owner from the mortgage if, for example, if they do not assess that the sole owner is financially able to keep up with the mortgage repayments on their own.

We will then evaluate the transaction and determine whether any stamp duty is payable and if so prepare the necessary documentation.

We will then proceed to registering the Transfer with the Land Registry. Once the title is registered we will supply a copy to you and send the original document to your lender (if this is applicable).

Sole Name to Joint Names

Once you have instructed us we will request from the Land Registry an Official Copy of Register of Title which will assist us in preparing the necessary Transfer.

The Transfer will be need to be signed by both owners in the presence of independent witnesses.

If there is an existing mortgage on the Property, and the new owner is being added to this, the existing owner will need to notify their Lender and a mortgage offer will be issued. We will receive a copy of this offer and report to you. We will need to insert a clause into the Transfer confirming that the new owner will be also be liable under the terms of the mortgage.

We will then evaluate the transaction and determine whether any stamp duty is payable and if so prepare the necessary documentation.

We will then proceed to registering the Transfer with the Land Registry. Once the title is registered we will supply a copy to you and send the original document to your lender (if this is applicable).