There are things that can be done to mitigate tax liability. You will need to consider:

- The value of your home, and how it is held if you are a couple;

- If you are a widow or widower, can you use your late spouse's tax-free band?

- Can you pass on assets now, and will that reduce tax?

- If you have agricultural land or business assets, what reliefs will apply?

We understand the rules and also have practical experience of applying them. We can also advise on tax-saving schemes- many people wil offer you these but often these can give rise to unforeseen complications (which some financial advisers may gloss over) and others simply do not work.

Give us a call and begin planning for your family’s future today.