How to make a claim if you have an accident whilst on a winter sports holiday
With winter sports season fast approaching, QualitySolicitors has developed ten top legal tips on how to claim for compensation if you are unfortunate enough to suffer an accident on the slopes that wasn’t your fault:
Always double-check your travel insurance policy
Whether you already have a policy or are taking out a new one, always make sure that the insurance covers winter sports. If it doesn’t you may not be able to claim for compensation.
Request a copy of your report
If you have had any assistance from the police or a piste rescue service, ask for a copy of their report as this will help to set the scene when making a claim.
Play by the local rules
Be aware that some actions may invalidate your travel insurance such as skiing off-piste without a qualified guide, not wearing a helmet or drinking alcohol.
It’s important that you get enough evidence as you can to support your claim. Try to take a handheld phone camera or a helmet camera to capture photos or video content of the accident site or any defect equipment that may be responsible for the accident.
Speak to any witnesses
Take names and addresses of any witnesses to your accident and ask if they would be happy for your solicitor to contact them as this could help with your claim. It’s also advisable to make contact with the person you collided with to get their insurance details too.
Claims for winter sports accidents will often be subject to the law of the country where it occurred. Some places in the EU may have a time limit to claims so make sure you act quickly to ensure the best results.
Speak to your GP
If your claim goes to court you are required to supply medical evidence of your injuries. So make sure to see your local GP as soon as possible when you get back home.
Travel with an EHIC
If you winter sports holiday is in Europe make sure you take a free European Health Insurance Card (EHIC) as this will enable you to get free necessary treatments in public hospitals.
Bring copies of important documents with you
Email soft versions of your insurance documents and a scan of your passport and EHIC card before you travel, so you have them to hand if you have an accident.
Log any expenses
Make sure you keep a record of any expenses and receipts related to your claim. Whether it’s medication, a phone call to someone at home or even a taxi fare to a hospital, you may be able to claim all these back as compensation.