Investment and Buy to Let Properties
In short
Buying a property to let out is a popular way to build a regular income and long-term return on investment, but the legal and financial requirements are different from buying a home to live in yourself. We support you through the whole journey, from purchase to tenancy. Call 08082747557 for a free initial assessment.
What you need before buying a buy-to-let property
More and more people are enjoying the rewards of investing in property, but buying to let has its own set of requirements, distinct from buying your own home:
- Sufficient funds — covering not just the purchase price and deposit, but legal fees, Stamp Duty Land Tax (an additional surcharge typically applies to buy-to-let and additional-property purchases), and ongoing running costs
- A buy-to-let mortgage — these are assessed differently from residential mortgages, usually against the property’s expected rental income rather than just your personal income, so it’s worth speaking to a financial adviser early
- A strong credit history — lenders will review your financial reliability, and a good credit rating improves both your mortgage options and the rate you’re offered
- Legal and tax considerations — including Capital Gains Tax on any future sale, safety and licensing regulations for rental properties, and your ongoing responsibilities as a landlord for rental income
Ready to invest? Call 08082747557 for a free initial phone consultation on the process, timescales and costs.
How we support buy-to-let investors
We support you across the investment journey — carrying out the legal work behind property selection, searches and surveys, and drafting a robust tenancy agreement once you’re ready to let the property out. See our full guide to conveyancing for how the purchase itself works, and our guidance on tenancy agreements and deposits for what comes next once you have a tenant in place.
Related Services
- Get help with the purchase itself Conveyancing
- Get a conveyancing quote Conveyancing Quote
- Set up or review a tenancy and deposit Tenancy Agreements and Deposits
- Buy a property at auction Buying at Auction
- Remortgage a property Remortgaging
- Respond to a possession or repossession claim Possession and Repossession Proceedings