The number of over 65s needing 24-hour care will rise to over 13 million by 2035, according to a report published in The Lancet Public Health. Our population is aging. In 50 years’ time there will be more than 20 million people aged 65 plus. As we get older, we are more likely to suffer from disabilities and chronic health conditions so subsequently we need more health and personal care. That’s why it is important to plan ways to finance any future care fees as early as possible.