It’s been a while since I’ve had a go at insurance companies, but sometimes they make it so easy it’s impossible not to comply. Their adverts might try to make you think they are there in your hour of need, indeed the prime minister thinks they are, but don’t be fooled by the smiling nodding dog, insurers will do their best not to pay up when you need it most.
We are not, on the whole, particularly child-centric in this country. Anyone with young children who has attempted to eat in a restaurant after 6pm knows this. It is often preferable to beat a hasty retreat rather than face the glares of fellow diners as your toddler runs around the table legs and your six-year old whizzes toy cars across the table. I’ve even been in a National Trust café where we were told off for ‘letting’ my friend’s son get cake crumbs on the floor.