It’s been a while since I’ve had a go at insurance companies, but sometimes they make it so easy it’s impossible not to comply. Their adverts might try to make you think they are there in your hour of need, indeed the prime minister thinks they are, but don’t be fooled by the smiling nodding dog, insurers will do their best not to pay up when you need it most.
The Paralympic Games have been amazing and to many people, including me, something of a revelation. Of course, I knew about Dave Weir, Ellie Simmonds and Oscar Pistorius, but I had no idea that there were blind long jumpers, one-legged high jumpers and wheelchair rugby.
I am instinctively distrustful of insurance companies, despite the fact that a good portion of my monthly income goes into their coffers to keep my car on the road, the roof over my head and, in theory at least, provide me with an income if the worst happens and I can’t work. Hopefully, I will never have to call on my policies, although that only seems to reinforce the feeling that my hard-earned cash is just lining someone else’s pocket.
As you probably know, I am not a big fan of lawyers. But I do have to concede that sometimes lawyers are not the only people who make me angry. It probably isn’t too surprising that one of my targets today is the insurance industry. It’s probably slightly more surprising that the other is Which?, the consumer group that, arguably, made me who I am.
Since the government’s wholly unsurprising announcement that it is banning referral fees I have been wondering what I can write about this that hasn’t already been said (including by me in an earlier post). I’m certainly not going to attempt to explain the impact it will have on personal injury lawyers and claimants because I am not sure I really know.
Britain, we are constantly being told, is broken. It's not just the economy, although that's certainly pretty broken. It's not even that our politicians, journalists and bankers are morally bankrupt, although some of them certainly are. No, one of the main reasons Britain is broken is because we are in the fervent grip of a compensation culture.