You can pay a fee of £40 if you live at the property (free if you don’t) and complete an application for restriction. You can download the form RX1 and apply online or by post, and you’ll be provided with a restriction in the property title that limits the owner’s ability to manage the property. The restriction prevents the owner from either selling, leasing, mortgaging or remortgaging the property without taking further action.
Fraud protection service when buying a house – what is it?
To protect your property from being fraudulently sold or mortgaged, you can sign up for Fraud Protection with the HM Land Registry.
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