The house is in my husband’s name only – what happens if he dies?

If your husband dies, and the house is solely in his name, it will be inherited by named beneficiary in the will. If there is no will in place, intestacy rules mean that the house is typically inherited by the spouse. However, the executor must go through the probate process to transfer the ownership, and you may need to arrange a new mortgage, as they don’t transfer over automatically.